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Property Taxes in Collin County: A Complete Homeowner's Guide

9 min read

Everything Collin County homeowners need to know about property tax rates in Frisco, McKinney, Plano, Prosper, and Allen — plus how the appraisal process works and how to file a protest.

Collin County homeowners pay some of the highest property tax bills in Texas — not because the rates are the highest in the state, but because the assessed values of homes in cities like Frisco, Prosper, McKinney, and Plano are among the highest in the region. On a $600,000 home, the difference between a 1.9% and a 2.3% effective tax rate is $2,400 per year — a number that matters when you are budgeting for homeownership.

Collin County property taxes are administered by the Collin Central Appraisal District (CCAD), headquartered in McKinney. CCAD establishes the assessed value of every property in the county annually. That assessed value is then multiplied by the combined rates of all applicable taxing entities — the county, the city, the school district, and any MUD or special district that covers your address.

This guide breaks down how the Collin County system works, what the effective tax rates look like by city, how to navigate the homestead exemption process, and — critically — how to successfully protest your appraisal if CCAD has overvalued your property.

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NorthTexasNumbers Editorial Team

Local Data Research Team

The NorthTexasNumbers editorial team researches and verifies local data across the North Dallas suburban corridor to provide residents with the most accurate and useful information about North Texas communities.

NorthTexasNumbers publishes local data and guides for North Texas residents and newcomers. Learn about our editorial standards.